Traditional Life Insurance
Death: Covered
Stroke: Not Covered
Cancer: Not Covered
Heart Attack: Not Covered
Parkinson's disease: Not Covered
Living Benefits Insurance
Death: Covered
Stroke: Not Covered
Cancer: Not Covered
Heart Attack: Not Covered
Parkinson's disease: Not Covered
Protect your family’s financial future
Fast, Free Life Insurance quotes online in seconds! No personal information is required. We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
Life insurance for Life!
It’s something insurance companies don’t want you to think about but what happens to your life insurance benefits if you outlive your policy? People today are living longer and it could happen.
Imagine a policy where you can access cash from your life insurance policy in the form of withdrawals or tax-free loans and use it to pay for medical expense and care. Traditional term life insurance policies will only pay benefits at the time of death but a Term Life with Living Benefits policy can provide protection during your lifetime as well.
Every 40 Seconds
an american will be diagnosed with a heart attack.
75% of Stroke Victims
survive the first year; 50% will survive beyond five years.
92% Of Older Adults
have at least one chronic illness; 77% have at least two.
What is Living Benefits Term Life Insurance?
My Term Life Guy has renewable term life policies available that run for a shorter term, but have the option to renew. Those terms usually run from 10 years and up to 35 based on age.
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If, the unforeseen would happen, and you suffer a critical illness such as a Stroke, Heart Attack or Cancer…Instead of receiving a get well card from your insurance company, wouldn’t you prefer a Large Tax Free Check? Most of us would take the check over a card any day!
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This is why life insurance with “Living Benefits” is much more valuable than a traditional life insurance policy.
Benefits of Term Life Insurance?
Modern Life Insurance
Stop buying life insurance only for death benefits, get quality of life living benefits.
Peace of Mind
Our plans provide peace of mind by offering the value of living benefits built into every product.
From 5 years to 32 years
Renewable term life policies typically run for a shorter term with the option to renew.
$100k to $10 Million
We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
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Client Testimonials
“When my husband suggested we look into life insurance, I was skeptical. I’m usually not one to go into something without taking a real hard look. After carefully analyzing what My Term Life Guy provides commensurate to the investment costs, it was a NO BRAINER! Some may refer to me as frugal or even so far as to say parsimonious, but I know when something is a bargain and offers bang for the buck. Hands down, the most comprehensive and affordable coverage possible with NO EXAMS!”
“When my husband suggested we look into life insurance, I was skeptical. I’m usually not one to go into something without taking a real hard look. After carefully analyzing what My Term Life Guy provides commensurate to the investment costs, it was a NO BRAINER! Some may refer to me as frugal or even so far as to say parsimonious, but I know when something is a bargain and offers bang for the buck. Hands down, the most comprehensive and affordable coverage possible with NO EXAMS!”
Amanda Britton
Best Life Partner a man could ask for
Mark’s better half and the woman he adores endlessly.
Amanda Britton
Best Life Partner a man could ask for
Mark’s better half and the woman he adores endlessly.
Qualifying Life Events
Looking for a Life Insurance Quote?
You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It’s that easy to start protecting your family’s financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money with added living benefits.
Term Life Insurance Rates by Age
Female
Elite non smoker
Age 50
$500,000 Coverage
$41,36/Mo
Male
Elite non smoker
Age 50
$500,000 Coverage
$51.48/Mo
How much does Term Life Insurance cost?
Our Provider Network
My Term Life Guy is an Independent Life Insurance Agency working with dozens of top national companies to provide you and your family with the best solution possible.
About My Term Life Guy
You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It’s that easy to start protecting your family’s financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money with added living benefits.
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Best Life Insurance Services
You never know what’s waiting for you around the corner. In case it’s a disaster or a disease, you need active financial cover against it. My Term Life Guy is one of the best life insurance companies in Boca Raton FL, Miami FL, West Palm Beach FL, Orlando FL, and Tampa FL. We believe in service and help more than anything. Our adherence to the code of humanity before the company and allowing clients to set the terms make us the most affordable life insurance company in town. So, get a coverage for you and your loved ones!
Universal Life Insurance Services
As the saying goes, when life gives you lemons, you make lemonade. In the same way, when you get the job, you must locate a universal life insurance company around you and get insured. My Term Life Guy is one of the best universal life insurance companies in Boca Raton FL, Miami FL, West Palm Beach FL, Orlando FL, Tampa FL, and its adjoining areas. Our agents are highly trained and skilled in dealing with complex issues and provide a palatable solution to our clients. We put our clients above all else which ensures our immense success in the industry. For more information, feel free to give us a call today!
Whole Life Insurance Services
There is no simple way to approach a life insurance company for cheap and guaranteed whole life insurance. You need to do a little homework or you can visit the offices of My Term Life Guy. We are a trusted name in the vicinity of Boca Raton FL, Miami FL, West Palm Beach FL, Orlando FL, Tampa FL for an affordable whole life insurance company. It doesn’t hurt to look for affordable options around, but it is best to come here and discuss your terms. We will whip out a reasonable contract for you in no time. For one of the best whole life insurance companies, call us now!
Best IUL Life Insurance Services
The best IUL Life Insurance companies are those which will also give you the best terms and conditions in terms of how you pay your premiums. Some may not provide you with immediate coverage but will allow you to make a lump sum payment on a monthly basis.
My Term Life Guy is The Affordable IUL Life Insurance Company in Boca Raton FL, Miami FL, West Palm Beach FL, Orlando FL, Tampa FL, that provides you the best coverage & value for money when it comes to life insurance. Our range of options is flexible and will help you find the perfect policy. We also provide you with the best online service so that you can get all the information you need right from the comfort of your own home. It’s important that you consider every aspect of this life insurance including the price of the premiums when looking for the best IUL Insurance services.
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